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Get the best deals, lowest and cheapest Current Account rates in Ireland
| Financial Institute | Product | Quarterly Fee | Laser/ATM Transaction | Interest Charged on Authorised Overdraft | Surcharge Interest On Unauthorised Over Draft | |
|---|---|---|---|---|---|---|
| -- Results -- | ||||||
| National Irish Bank | Easy Customer Package | €0.00 1 | €0.00 | 10.4% | 9% 2 | Full Details |
| Halifax | Halifax Current Account | €0.00 | €0.00 | 11.52% 3 | 8% 4 | Full Details |
| Permanent TSB | Switch Current Account | €0.00 | €0.00 | 13.6% | 12% 5 | Full Details |
| Bank of Ireland | Pay As You Go 6 | €0.00 | €0.28 | 13.7% 7 | 7.2% 8 | Full Details |
| Bank of Ireland | Flat Fee 9 | €11.40 for up to 90 transactions 10 | €0.00 | 13.7% 11 | 7.2% 12 | Full Details |
| AIB | Personal Bank Account Plus 13 | €04.50 | €0.20 | 14.79% 14 | 12% 15 | Full Details |
| Ulster Bank | Current Account | €0.00 | €0.00 | 15.05% | 9% 16 | Full Details |
| National Irish Bank | Easy Plus Customer Package | €18.75 17 | €0.00 | 9.6% | 9% 18 | Full Details |
Notes:
- Includes other packaged benefits including a free credit card (Mastercard) at the same interest rate as an overdraft.
- This is an additional interest rate applied to amounts that exceed your agreed credit limit.
- This rate applies if the account is funded wtih €1,500 per month. Otherwise the rate is 14.37% APR.
- This is an additional interest rate applied to amounts that exceed your agreed credit limit.
- This is an additional interest rate applied to amounts that exceed your agreed credit limit.
- Customers can qualify for free account transaction fees by maintaining a minimum credit balance of €500 in their account for the entire fee quarter, by making at least three payments from their current account using 365 Phone, 365 Online or a combination of 365 Phone and 365 Online during the relavant fee quarter
- The APR for the cheque book overdraft is calculated by reference to an overdraft limit of €2,000 and a facility fee of €25.00.
- Subject to a minimum monthly charge of €2.54. This is an additional interest rate applied to amounts that exceed your agreed credit limit.
- Customers can qualify for free account transaction fees by maintaining a minimum credit balance of €500 in their account for the entire fee quarter, by making at least three payments from their current account using 365 Phone, 365 Online or a combination of 365 Phone and 365 Online during the relavant fee quarter
- Transactions in excess of 90 per quarter are charged at 28 cent each.
- The APR for the cheque book overdraft is calculated by reference to an overdraft limit of €2,000 and a facility fee of €25.00.
- This is an additional interest rate applied to amounts that exceed your agreed credit limit. Subject to a minimum monthly charge of €2.54.
- To qualify for free maintenance and transaction banking on your personal current account each quarter you need to: Make a purchase using your AIB Debit Card; and Use AIB Phone & Internet Banking to make a debit transaction, like paying a bill.
- The APR for the cheque book overdraft is calculated by reference to an overdraft limit of €1,270 and a facility fee of €25.39.
- This is an additional interest rate applied to amounts that exceed your agreed credit limit.
- This is an additional interest rate applied to amounts that exceed your agreed credit limit.
- Includes other packaged benefits including a free credit card (Gold Card), commission free foreign exchange currency purchase or sale, and Loan To Value (LTV) mortgage pricing.
- This is an additional interest rate applied to amounts that exceed your agreed credit limit.
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